Local sustained wind speed
Local shaking intensity
We partner exclusively with retail and wholesale brokers to bring clients powerful, flexible, and transparent coverage.
30+
Years Experience
Custom Coverage, Every Time – We design solutions around your client’s unique exposures and financial concerns—never a one-size-fits-all policy.
Proven Track Record – Hundreds of insureds across every industry, from small businesses to Fortune 500s and public entities.
Fast Decisions – As an MGU with full binding authority, we move quickly—no waiting weeks for overseas underwriting approvals.
Your Parametric Partner – Whether you’re new to parametric insurance or a seasoned pro, we’re here to answer questions and make the process simple.
Traditional Business Interruption insurance does not offer a viable solution for organizations without physical assets. The Parametric structure was designed to protect against lost revenue following a hurricane event.
Owns a near-end-of-life asset. Should a major hurricane strike the area, the parametric proceeds will be used to decommission the asset.
Concern about large deductible retention, uninsurable landscaping, and other post-event costs such as debris removal.
Unique assets make obtaining traditional insurance difficult. In addition, traditional claims adjudication can be time-consuming and treacherous.
A parametric solution was designed to meet client budget and offset lost revenue due to a hurricane in the area.
Looking for supplemental coverage to assist with deductible retention, damage to hardscaping, and other miscellaneous out-of-pocket costs.
Post-event safety inspection costs and lost revenue due to earthquake impacting a toll bridge or nearby interchanges.
Concerns about immediate emergency response costs, loss of tax revenue, and other retained economic losses. Parametric insurance responds quickly and buys time while the city awaits assistance from state and federal authorities.
A municipality was concerned about extra costs related to deductible retentions and inevitable delays associated with an earthquake event.
Founded in 2021 by Scott Carpinteri, K2 Parametric is a Managing General Underwriter (MGU) specializing in bespoke parametric insurance policies tailored to each client’s unique needs. We don’t offer one-size-fits-all solutions. Instead our team listens to your concerns about the financial impact of catastrophic events and develops a range of custom options to address them. Our mission is to provide clarity, speed, and certainty when it matters most.
K2 Parametric is a K2 Insurance Services brand.